Vishnusri EMI

01. Information We Collect

To provide efficient loan tracking and EMI management services, we may collect the following types of information:

• Personal Identification Details: Name, phone number, email address, physical address, and government-issued identifier documents uploaded by administrators or users.
• Financial Information: Loan amounts, EMI schedules, transaction history, interest rates, and payment verification screenshots.
• Device Information: Device models, operating system version, unique device identifiers, and notification tokens for push notifications.

02. How We Use Your Information

We use the collected information for purposes including:

• Setting up and maintaining your customer profile.
• Processing and displaying active loans, EMI payments, and statements.
• Sending push notifications for EMI reminders, payment approvals, and account status updates.
• Verifying payments via uploaded screenshots.
• Detecting, preventing, and addressing technical issues or fraudulent activities.

03. Data Sharing & Disclosure

We respect your privacy and do not sell or rent your personal information to third parties. We may only disclose your information:

• To comply with applicable laws and regulations.
• To respond to a subpoena, search warrant, or other lawful request for information.
• To protect the rights, property, or safety of Vishnusri EMI, our users, or others.

04. Data Security

We implement industry-standard administrative, technical, and physical security measures to safeguard your personal data. However, please remember that no method of transmission over the Internet or electronic storage is 100% secure.

05. Contact Us

If you have any questions or concerns regarding this Privacy Policy, or if you would like to exercise your data protection rights, please contact us: